HOW IT WORKS
- You deposit $200 - $3,000 into a Capital Bank FDIC insured deposit account to act as security for your credit card.
- Use the card everywhere you see the Visa logo.
This is a real Visa credit card, not a prepaid or debit
card.
- You must pay at least the minimum payment before the due date each month. Your security deposit does not cover minimum payments.
- Your payments are reported to all major credit bureaus so you can begin to establish your credit immediately.
MAIN FEATURES
- No credit check for approval
- Prime plus 11% variable APR - Not an introductory rate
- Accepted at millions of merchants wherever Visa is accepted
- Build credit history – we report to all 3 major credit bureaus
New Features for 2011!
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No Additional Monthly Fees. Just a Flat $50 Annual Fee* *Charged at account opening and annually upon account anniversary
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Four ways to fund your security deposit
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No checking account required
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